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Element Finance Fremantle was founded by Mike Cormack with the belief that obtaining the home loan that is right for you is more than just signing a piece of paper. With this in mind, he designed the ‘Element Experience’ – a way to guarantee that each and every client experiences the absolute highest standard of service and achieves the best results possible. Why not take a moment to check out what recent clients have to say about the Element Experience.

It is not just our clients that love Element Finance Fremantle, the banks do to! Our strong reputation and impeccably high standard of home loan applications have resulted in a number of our Panel Lenders awarding us hard-to-achieve and coveted titles like Premium Broker, Diamond Broker, Gold Broker and Preferred Broker. These sought after titles mean our home loan clients receive many privileges other brokers (and even some of the bank branches themselves!) cannot offer, such as:
– faster processing times. Approvals in 24 hours instead of 2 weeks
– bigger discounts. Saving thousands for our clients with no extra hassles
– free up-front Bank Valuations. Find out exactly what the property is worth before getting started without having to pay hundreds
– settle faster. Loan documents are issued from a Priority Team to avoid the normal queues

Any company is only as good as its people, and we have some of the best. You can rest assured that the award winning team at Element Finance Fremantle will take care of you. Our clients also rely on tried and trusted business partners to assist in the areas where a Mortgage Broker cannot. Please meet your team:

Mike Cormack

Principal | Dip FS (FMBM)
0403 144 822

As a Home Lending Specialist at Westpac Bank for three years Mike developed a keen interest in finance and property. He gained great satisfaction from using his knowledge and experience to assist new clients with their home loans.

Mike recognised he could help his home loan clients further if I was not restricted to one bank or lender and so he formed his own Mortgage Broking company and struck an alliance with Aussie Home Loans. He bought the Aussie Fremantle franchise and built it to one of the top performing Aussie stores.

Mike’s experience at Westpac and Aussie led him to establish his own truly unique mortgage broking company, Element Finance, with the focus ALWAYS on the service delivered to clients and results achieved for them. Mike is genuinely passionate about delivering service excellence.

As a property investor from the age of 20, Mike understands the opportunities for financial freedom that investing in property can bring and he knows the right way to set up the finance.

Specialties: Mike especially enjoys assisting his clients to enter the investment property market and grow their property portfolios.

Leandro de Jesus
Mortgage Broker | Dip FS (FMBM)
0424 713 613

If ever there was someone that made discussing finance and home loans truly an enjoyable experience, that someone is Leandro. His genuine enthusiasm to help each and every one of his clients succeed with their property goals is clear in every instance.

Himself an active property investor, Leandro understands what it can take when it comes to starting or growing your investment portfolio. His first hand experience in the WA property market continues to prove invaluable for his clients. 

Specialties: Leandro is the guy you want on your side for all things property investment. If its discussing home loan structure, negotiating a personalised deal with your lender or connecting you with other property professionals, he has you covered.

Jennifer Smith

Mortgage Broker & Financial Planner | BComm | DipFS | DipFP
jenni @
0415 605 455

As a real estate investor herself, Jenni understands how daunting buying a home can be – coupled with the complexity of ensuring that your assets are adequately protected.  As a licensed Mortgage Broker and Financial Planner, she is able to provide a more holistic approach to your future planning.

If your goals are to:

  • Achieve financial freedom sooner &
  • Lay solid foundations for future growth;

Jenni can help you by restructuring your home loan or vehicle finance and by optimising your insurances and superannuation.  Having to strike a balance between work and family commitments, Jenni understands that your time is valuable and she takes the pain out of the  loan application process.

In her free time, she is an avid open water swimmer and has recently completed the Rottnest solo swim.  Let her guide you on your path to financial fitness!

Matt Lyons
Mortgage Broker | Dip FS (FMBM)
0401 089 524

Matt joins Element Finance bringing with him 9 years of experience garnered from two large banks and a small Perth broker. Most recently, Matt has built several houses and knows first hand the hurdles a home buyer or investor can experience, and he has the ability to break down this process into simple concepts that make the whole process easy to understand.

After migrating here from England with his parents back in 1993, Matt has adapted to the Australian way of life and enjoys finance, property and investment. It was during his time at The Banks he realised he enjoyed discussing property and creating relationships to deliver a product for the Client that they both understand and meets their needs.

Specialties: If you are considering building your dream home or exploring house & land packages, Matt knows all there is to know. Get in touch with him today to find out which construction loan will suit your plans.

Toby Arlis
Mortgage Broker | BBA, Dip FS (FMBM)

Toby joined Element Finance at the very start of 2014 after completing his Diploma of Financial Services, having already achieved a Bachelor of Business Administration and Management in 2009. Toby was awarded the Young Achiever of the Year award in 2013 in his previous role as Contracts Administrator for Chicago Bridge & Iron, a multinational oil and gas construction company, before starting as a Mortgage Broker here at Element Finance.

Toby brings to Element a massive wealth of knowledge from the mining and oil & gas industries and FIFO roles as a whole as well as a very strong desire to help as many people as possible purchase their first home here in Western Australia.

: Toby is the go-to guy to talk about FIFO employment. He knows the industry and knows what the lenders want from you. He also loves helping First Home Buyers to get on to the property ladder.

Copyright 2016